How motorcycle insurance rates are calculated, what moves them up or down, and honest ways to lower your cost.
Everyone says the MSF course gets you an insurance discount. The course is genuinely worthwhile — but the discount varies by insurer, isn't universal, and is never a fixed percentage. Here's the honest breakdown.
Lowering your motorcycle insurance cost isn't about one trick — it's nine small levers, each with trade-offs. This myth-free checklist covers training, garaging, deductibles, storage options, and smart shopping, with honest caveats on every item.
Asking what motorcycle insurance costs is really asking what moves the price. This guide skips invented averages and explains the actual inputs — bike, rider, record, setting, coverage — so you can read your own quotes intelligently.
A sport bike and a cruiser with the same rider can cost very different amounts to insure — and the reason is claims data, not prejudice. This class-by-class guide explains why each bike type is priced the way it is.
Your motorcycle insurance rate is the output of a rating formula with many inputs. This guide walks through each factor — from engine size to garaging — in plain English, explaining how they combine and which ones you can actually influence.